Simon Burgess
Simon Burgess is Managing Director of the award-winning British Insurance (<a href="http://www.britishinsurance.com" title="http://www.britishinsurance.com" target="_blank">http://www.britishinsurance.com</a>), a specialist provider of low cost income payment protection insurance (PPI), mortgage payment protection insurance (MPPI) and loan payment protection insurance.
Articles by this Author
Loan Protection Explained
- By Simon Burgess
- Published 02/23/2008
- Finances
- Unrated
Mis-selling of loan protection has occurred in the past and one of the biggest factors that contributed to this is poor information given when the policy was sold The main culprits have been high street lenders that have poor selling techniques, with little or no training when it comes to selling
Ensure Loan Insurance Is Suitable For Your Circumstances
- By Simon Burgess
- Published 02/23/2008
- Finances
- Unrated
Loan insurance can give you an income if you should become unable to work due to suffering an illness, accident or unemployment Loan insurance can give tax-free payments that allow you to continue meeting your debt repayments without worry
Loan Cover Can Work If You Understand What You Are Buying
- By Simon Burgess
- Published 02/23/2008
- Finances
- Unrated
Providing you take the time to read the terms and conditions that come with a policy then loan cover can be a valuable asset It is only when the consumer is ignorant of the exclusions and buys cover that has not been explained fully that problems occur
Income Protection Cover Could Provide A Replacement Income
- By Simon Burgess
- Published 02/23/2008
- Finances
- Unrated
Those who have loan or credit card debts or a mortgage with repayments to make each month should give some thought as to how they would continue to make these payments if they were to lose their income While you may turn to savings if an illness or accident prevented you from working for a short period of time, any savings you had would soon dwindle
Protect Your Lifestyle With Income Protection Insurance
- By Simon Burgess
- Published 02/23/2008
- Finances
- Unrated
Income protection insurance can be a valuable product if you have mortgage repayments or credit card or loan repayments to meet each month No one knows what is around the corner and if you should become unemployed or have an accident or illness then you could be left struggling
Income Protection Could Give You Financial Security
- By Simon Burgess
- Published 02/23/2008
- Finances
- Unrated
If you were to suddenly find yourself without an income, due to losing your job or being unable to work for health reasons, your lifestyle could change drastically If you have monthly mortgage repayments to make you would still have to continue meet the costs or risk losing your home to repossession
Loan Protection Insurance Will Become More Transparent
- By Simon Burgess
- Published 02/23/2008
- Finances
- Unrated
Loan protection insurance has seen many problems, which has led the Financial Services Authority to set out recommendations to improve communication and selling in the sector Some changes have already been put in place as a result of the recommendations and more are in the pipeline, with the forthcoming introduction of comparison tables in March this year
Loan Protection Cover – Shop Around For It
- By Simon Burgess
- Published 02/23/2008
- Finances
- Unrated
To get the cheapest premiums and a quality policy you understand you need to shop around for loan protection cover When taking out a loan the majority of lenders will offer loan protection cover alongside the money you are borrowing
Ensure You Understand The Exclusions Associated With Mortgage Payment Protection Insurance
- By Simon Burgess
- Published 02/22/2008
- Finances
- Unrated
Exclusions are the number one reason why individuals find themselves not being able to make a claim on their mortgage payment protection insurance (MPPI) policy Often, they take out cover alongside the money they borrow, believing that the mortgage is dependent on buying protection
Mortgage Payment Insurance Can Protect Your Home From Repossession
- By Simon Burgess
- Published 02/22/2008
- Finances
- Unrated
If you should find yourself unable to work and lose your income then finding the money needed each month to continue making your mortgage repayments could be a struggle In the worst case scenario the situation could lead to you getting behind on your loan and ultimately losing the roof over your head